

A Smarter, Sleeker Way to Bank
Our new online and mobile banking experience for personal and business banking is modern and intuitive, so it's easier than ever to manage your money.
Plus, you can also bring in data from your other bank and credit card accounts, giving you a complete view of your finances in one place. And with our mobile app, you get the same sleek design and powerful tools right on your phone or tablet.The upgrade took place on January 30, 2026.
View important information in our Customer Conversion Checklist.
More Powerful Features
Secure online chat provides quick help when you need it.
Advanced fraud detection technology works around the clock to keep your accounts safe.
Streamlined business banking tools such as ACH transfers, payroll integration, and online accounting help to streamline a busy day.
What Changed?
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New cycle for monthly bank statements. Statements now end on the last day of the month and delivered early the following month.
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Electronic bank statements and check images for January 2026 and prior will be available after April 2026.
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Electronic statements will be available early in March 2026.
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Check images are now available.
- The new online bill pay system for personal checking works slightly differently than our previous platform. For online bill payments sent electronically via ACH, your account will be debited the same day that the payment is sent. For online bill payments sent via check, your account won’t be debited until the recipient cashes the check.
- The new online bill pay system for business checking works the same as our previous platform. Your business account will be debited the same day that payment is sent, regardless of whether you paid via online check or electronic ACH.
What’s Not Changing?
- Everything you love about local banking with FNBMD.
Questions?
- Email us at fnbinfo@fnbmd.com, or call 352-383-2111.

