First Wealth & Trust Articles | Winter Garden and Clermont Financial Advisor Insights

Five Tips to Plan for Retirement, Milestones, and More

Start early, fund IRAs, update beneficiaries, make a workable budget, and invest for the long term. First Wealth & Trust also helps reduce tax drag and consolidate old plans—so your savings support retirement, family milestones, and a legacy with confidence.

How Do I Decide Between a Will and a Trust?

Wills outline wishes and go through public probate; trusts add privacy and control over when and how assets pass. The right choice depends on your goals, complexity, and family dynamics—sometimes it’s both, guided by a local fiduciary advisor.

Smart Tax Strategies to Protect and Preserve Wealth

Keep more of what you earn. Understand how investment income is taxed, time gains, use tax-advantaged accounts, and coordinate charitable giving and titling decisions. Our Winter Garden team helps tailor strategies to your situation and goals.

Is It Time For A Trust? 5 Questions to Ask

A trust isn’t just for the ultra-wealthy. It can add privacy, control, and smoother transfer of assets versus probate. Explore how trusts work, how they differ from wills, and when they fit family and legacy planning.

Financial advisor greeting a client across a desk

How to Choose the Right Financial Advisor in Winter Garden

Look for a fiduciary standard, truly customized portfolios, and seasoned credentials like CFA, CFP, CTFA, and CPA. First Wealth & Trust pairs professional depth with local insight to align advice with your family’s goals.

Palm-lined street in Winter Garden, Florida

How Do Local Advisors Understand Unique Community Needs vs. National Firms?

Local advisors know Winter Garden and Clermont—real estate trends, small-business dynamics, and lifestyle priorities. That context shapes investment, tax, and estate advice. Discover why a hometown fiduciary can deliver nuance a national playbook often misses.