Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving First National Bank of Mount Dora's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of First National Bank of Mount Dora. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. First National Bank of Mount Dora assumes no liability for the content, information, security, policies or transactions provided by these other sites.
At The First National Bank of Mount Dora, we work hard every day to give you the very best service with the lowest fees possible.
Consumer Internet Banking hours of operations are normally 24 hours a day, seven days a week. However, access may be restricted on Sundays between 12:01 a.m. and 12:00 p.m. to perform routine maintenance.
Telephone support is available at 1-877-403-6159, 24 hours a day, 7 days a week. You may also contact Customer Service through electronic mail. We generally respond to electronic mail inquiries within one business day of receipt.
Business days are Monday through Friday except for Federal holidays. Federal holidays in the United States are generally those ten holidays observed by the Federal Reserve Bank. Transactions initiated on Saturday, Sunday or any Federal holiday will be processed by the Bank on the next business day.
Funds transfers, stop payments, and loan payments initiated on any Bank business day before the service cutoff time will be processed on the same Bank business day. Funds transfers, stop payments and loan payments initiated after the service cutoff time shown below will be processed on the next business day.
If we are unable to process a transaction as requested, we will notify you via the e-mail system by 5:00 p.m. on the next business day after we receive the request.
You may transfer funds among any linked First National Bank of Mount Dora checking, savings, and money market accounts set up on Consumer Internet Banking. Each transfer you make from your Money Market or Savings account counts toward the transfers or payments per statement period permitted under the terms of your account agreement. If you make more than the allowed number of transfers or payments from your account, we may have to change the account type of your account. A detailed explanation of the limitations on transfers, withdrawals, and payments from these accounts is contained in your original account disclosure that you received when you opened your account. All funds transfers processed via the Internet between internal accounts will be posted to your account balance immediately and will reflect in your available balance on the same business day.
You may transfer funds among any linked First National Bank of Mount Dora checking, savings, and money market accounts and any linked external checking, savings and money market accounts set up on Consumer Internet Banking. An external account is an account that you own at another financial institution. Each transfer you make from your First National Bank of Mount Dora Money Market or Savings account counts toward the transfers or payments per statement period permitted under the terms of your account agreement. If you make more than the allowed number of transfers or payments from your account, we may have to change the account type of your account. A detailed explanation of the limitations on transfers, withdrawals, and payments from these accounts is contained in your original account disclosure that you received when you opened your account.
All fund transfers processed prior to daily cutoff time via the Internet from your internal accounts to your external accounts will be posted on your internal account and will reflect in your available balance on the same business day. It may take up to two business days for the credit to be reflected on your available balance on the external account. All fund transfers processed prior to daily cutoff time via the Internet to your internal account from your external account will be posted to your internal account balance the same business day, however, there will be a hold placed for two business days as of the date of transfer in order to allow time for the debit to reach and be processed by the receiving financial institution for the external account. The First National Bank is not responsible for any delays on behalf of the receiving financial institution in posting transfers on your external accounts. A return item fee will be assessed to your First National Bank of Mount Dora account for any returns received due to nonpayment of the external transfer by the other financial institution. For the current return item fee information please see our Miscellaneous Fees brochure.
For funds transfer requests subject to the Uniform Commercial Code or applicable Federal regulation, the Bank will not be liable for any expense or claim arising out of or relating to its performance other than those damages required to be paid under the UCC or applicable Federal regulations, provided, however, that the Bank shall not be liable for any damages to the extent otherwise provided in the agreement. In no event will the Bank be liable for any special, indirect, exemplary or consequential damages, including, but not limited to, lost profits. The Bank shall not be responsible for the acts or omissions of any funds transfer system, any Federal Reserve Bank, any intermediary or beneficiary bank, or any recipient of a payment or a payment order intended to carry out a funds transfer request and no such person or entity shall be deemed to be the Bank's agent.
There may be a monthly maintenance fee for Consumer Internet Banking based on the plan you choose. The charge is subject to change with 30 days advance notification from the Bank. Monthly maintenance fees will begin in the month following enrollment for the service. Maintenance charges will not be refunded when there is no activity. Consumer Internet Banking monthly maintenance fees will be deducted from the primary checking account designated by you on your application. Your welcome letter, which is e-mailed by the Bank shortly after your account is set up, contains information about the services that have been approved on your account. The application fees that may apply from time to time are described in this brochure.
*See current Miscellaneous Fees Schedule for Stop Payment fee
Please Note: When a Stop Payment Request is processed through Consumer Internet Banking the company and/or accountholder initiating the request AGREES TO HOLD THE BANK HARMLESS FROM ANY LEGAL LIABILITY OR COST WHICH MAY BE INCURRED BY IT ON ACCOUNT OF REFUSING PAYMENT THEREOF, and further agrees not to attempt to hold the Bank liable should the item be paid THROUGH INADVERTENCE, OVERSIGHT, ACCIDENT, MISTAKE OR ERROR, unless the undersigned is able to allege and prove actual damage by reason of such payment and in such event the liability should not exceed the amount of the check. FURTHER, IT IS UNDERSTOOD THAT THE BANK IS UNDER NO LEGAL DUTY TO HONOR THIS STOP PAYMENT REQUEST UNTIL THE DAY FOLLOWING ITS RECEIPT BY THE BANK and that this request is effective only six months from the date of the Stop Payment, or until the item has been returned unpaid. The item must be descried with certainty and all information must be entered correctly on the Consumer Internet Banking Stop Payment Request screen.
Please see separate Bill Pay Disclosure
Please see separate People Pay Disclosure
*Research required will be the same as standard research fees in effect at the time with the exception of two free copies per month.
During business hours: 352-383-2111
24 hour customer service: 800-261-8072
Lost or stolen debit card
During business hours: 352-383-2111
24 hour customer service: 800-236-2442
Credit card issues
24 hour customer service: 800-883-0131